Sunshine Smiles of Orange County

Financial Info

At Sunshine Smiles of Orange County, we know many of our patients have concerns about paying for their dental treatment. We don’t want this to be a reason for not getting needed treatment.

In addition to accepting many types of insurance, we also offer several different payment options, including low-cost financing.

If you have questions, please be sure to contact our office for more information on payment options.


We want to make sure you maximize your insurance benefits. Please note that we accept the following insurance companies:

PPOs: Aetna, Ameritas, Metlife, Safeguard, United Concordia, Blue Cross Blue Shield, Cigna, Connection Dental, Guardian, Humana, Delta

HMOs: Delta Care USA

As of January 1, 2019 we do accept Denti Cal insurance only for children 12 and under.

If you have questions about your insurance benefits, be sure to contact one of our staff!

Third-Party Financing

As a service to our patients, we are pleased to accept CareCredit, the nation’s leading patient payment program. With CareCredit, you can finance 100 percent of your dental care. Those who qualify enjoy no upfront costs, no annual fees, and no pre-payment penalties. You can begin your treatment today and pay with low monthly payments that fit into your budget.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. It only takes a few minutes to apply for CareCredit, and you’ll receive an online decision in seconds!

Apply now or see our staff for more details.

Other Payment Options

When you come in for your initial appointment, our staff will help guide you in choosing the best payment method for your situation. We offer a number of payment methods, including:

  • Cash and checks
  • Credit cards and debit cards, including Visa, MasterCard, Discover, and American Express
  • dentist-special-deal-mission-viejo-orange-county

    New Patient Cleaning

    Now through September 15 we are offering a comprehensive dental examination, any necessary x-rays, and a full dental cleaning for only $89!

    * This promotional price is only valid in the absence of periodontal (gum) disease.

    Call now and mention this promotion to get your appointment scheduled!

Frequently Asked Questions

Most people are under the impression that dental insurance is similar to health insurance where once a deductible amount is met under the plan, most procedures are fully covered. Unfortunately, this is not the case.

The best way to look at your dental insurance is not as insurance at all, but rather as a discount plan. Dental insurance companies negotiate a discount with dental offices to provide their services at a discount to their in-network customers. As an added benefit, the insurers reimburse a set percentage of each type of procedure, leaving the remainder as the responsibility of the patient. Every insurance has a different percentage they cover for each procedure, as well as a different maximum that they will pay annually.

We are always happy to check with your insurance company and determine the terms of your specific insurance to better understand how your particular plan can help you. We want to do what we can to ensure you are maximizing your benefits.

Our office accepts the following insurance plans:

PPOs: Aetna, Ameritas, Metlife, Safeguard, United Concordia, Blue Cross Blue Shield, Cigna, Connection Dental, Guardian, Humana, Delta

HMOs: Safeguard, PacificCare, Delta, DHS, United Concordia, Golden West (California), Benefits Dental, Cigna, Aetna, Dental Benefits Pro, Pacific Union, Blue Cross/Blue Shield, CDN, Western Dental, MDG, Ameriplan

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